To answer a Readers Question:
Spencer & Sierra said...
I would be interested in learning more about the factors that motivated the Netherlands to make the switch.
November 20, 2007 12:08 PM
The program is very new and still seems to be suffering growing pains from an operational and logistical standpoint, but the reason for the reform and and effective outline of the reform is in the link below.
"The old system didn't work," says Melanie Peters, health care specialist for the Consumers Association (Consummentenbond). "It is good for consumers to have a central role in the system, before care providers did not have to work together and this often leads to waiting lists."
http://www.hpm.org/en/Surveys/TU_Berlin_-_D/06/Health_Insurance_Reform_in_the_Netherlands.html;jsessionid=4DDF6F28F19B9CF287B94A3ECAD45B77?p_c:254=254&content_id=251&a=sc&language=en
First of all, the old fragmented scheme was characterized by unfairness: Age, income and health status all had a potential influence on insurance form, premium level and accessibility. The introduction of a flat rate scheme in combination with a risk equalization system for all insureds and an obligation for health insurance to accept everyone should realize a level playing field for all health insurers and civilians. Secondly, the new system hopes to contain costs and increase efficiency through enhancement of the health insurers’ competences (selective contracting) and introduction of more competition between health insurers. Thirdly, the new system hopes to increase transparency. The old system was characterized by a high level of government intervention, resulting in a fragmented insurance market with complex rules and regulations
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3 comments:
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Thanks for the answer!
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